Life, Health, and Related Insurance

Life is fragile.  An accident can land you in the hospital or in the ground. Will your insurance cover your health care bills or care for your loved ones when you’re gone?  If not, or if you’re not sure, our agents will help you find the right plan to protect you and those you love.  We understand that choosing health and life insurance can be daunting.

There are many options to choose from and we will explain each one.  In health insurance we will guide you through Fee-For-Service (or Indemnity), Managed Care, Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPO), and Point of Service (POS) plans.  And in life insurance we will explain term, universal, whole, variable whole, and variable universal policies.  We will also help you decide if a Dental, Disability or Long-Term Care plan is right for you.

• Life Insurance
• Health Insurance
• Dental

• Disability
• Long Term Care